Hi everyone, I am an Assoc. Prof. Dr Fauziah Mahat. I am a lecturer at UPM since 1997. Before joining UPM, I was a fund manager at Malaysia National Insurance (MNI) Sdn Bhd. I started my career as an Insurance Executive in MNI Sdn Bhd since 1988. In 1992, I joined the Invesment department and I gained a very good experienced in managing the company’s fund during my employment as a fund manager. I have managed the Life Insurance funds, General Insurance funds and Shareholder’s funds. Good luck everyone.... Enjoy your learning in this course.